car insurance

[blippi]

well think for the first time i'm buzzing bout mine lol

insurance ran out 2day so for the last few weeks been checking round as my renewal was £50 more than last year with direct line

couldnt find anything cheaper anywere so decided i'd stay with them ............

got my policy through 2day an it says i can drive any car on it  yet when i've asked b4 they told me they were phasing it out an i couldnt have it  so dunno if it was a mistake but i'm well happy bout it

[therealeasterbunny]

My insurance is £260 for Third party fire and theft for a years insurance on my 2.0 L reg Dippy from an independant mortgage brokers in Wigan (Budget Insurance Website was £280 and AA Insurance wanted £450!!!!)

Over 9 years no claims.

How does that compare to you guys?

[blippi]

£520 fully comp but includes full break down cover (worth £90 as its the best break down cover)

26 with 5yrs NCB
2l 93 dippy

[chrismec]

I pay 500 squid trade policy[can drive anything]

[Murph]

Try using confused.com - they always get me a good quote. £320 fully comp this year. 

[bigjohn1969]

ouch!!! mine just cost me £710 fully comp on my gsi 24v.
would be cheaper if i could stop running into things at werk!!!
white van men were all the same, its not a werks vehicle if it aint got war wounds!!!
try  www.insuresupermarket.com they came up with some good deals.

bye for now.

[Pedro]

£265. Limited to 6000 miles. Full breakdown cover. Fully comp. No no-claims allowance, cos both me and missis drive other cars.

Not too bad, I think.

Advantages of being an old gimmer, then!!

Performance Direct.

[A3LTR]

£380 3rd party fire + TWOC
28 with 7yrs no claims......dunno how! 
12v GSI

was thinking about getting a trade policy, 'cos i've got a few of other motors that could do with being insured..
1977 Cavalier coupe
1978 Cavalier coupe (belongs to me lass at the mo)
1978 Cavalier sports hatch
1985 Bedford CF van (modified of course!)
1.1 fiesta ! and a CBR 600..   don't think my mountain bike will count 

[carlton_mad]

got a quote from norwich union direct through confused.com on a 2.6 senny with 4 years ncb £350 which is £2 more than my meega

[Johnny A]

As a 3.0 GSi with lotus kit and 18s it was £512 under a classic car policy, can drive anyone elses car TPO, breakdown cover, legal and track day.

23 years old, 2 years NCB (however NCB doesn't effect a classic car policy)

I am hoping it will go down with the 2.0 Turbo in, because they seem to go by CC rather than output.

[blippi]

heres a guide to good and bad post codes 4 ur insurance

http://www.geocities.com/mpgcalc/postcodeRISK.html

[Johnny A]

Anyone live in a 'refer' area?

[blippi]

no i'm lucky when i did M40 (manchester) i kept my insurance at my mums address HR2 (hereford) which is a B 

[Murph]

Nah but I do live an 'F' high-risk area though, which is bad enough!   

[bstardchild]

Anyone live in a 'refer' area?

What Like Brixton 

[ian]

£530 quid fully comp on the 12v gsi ,
thx adrain flux

[therealeasterbunny]

Thanks for the tip off about confused.com Murph, i've just been quoted £220 by "Peoples Choice Insurance" saving me £45 in March !!!! Wooohoooo!!!

But runner up was Budget who I have used before and third was Swinton Insurance (who've just taken over Walmsleys Brokers), who I am with at the moment.

Recommend it to all ... its like those mortgage advisers who check loads of different lenders ... but these guys check with all different insurers with your details automaticaaly ... you GOTTA try it when yer insurance is next due

I am in an F* region (Asbo Central - bordering on a refer I guess - hopefully moving out to a nicer area in June) by the way with 3 points on licence for 40mph in 30 area (whilst on long country road, no houses etc but with policeman with hairdryer behind hedge ... the road should be a 40 or 50mph IMHO)

[bootie3367]

 Hows about 155 renewal from Egg (Uk insurance) for the 2.5 Estate limited to 10k miles, fully comp, windscreen cover, excess 50 quid can drive other folks cars (with their permission of course ) Um, breakdown is with GEM motoring assist, pay and claim so very cheap for the full bifta 43 a year, the only down side is you are restricted to a max of 60 quid for a home call out. Used it twice last year, first time was when I filled up the wife's Diesel Zafira with unleaded luckily I didn't start it, so got recovered to the Vx dealer, payed the man up front put the claim form in and the cheque arrived by retuurn of post, second time I ran out of fuel on the A1, my own fault, a long story, anyway pays the man again, claim in as soon as I got home and once again cheque by return of post. Result

Jon

[carltonman]

My Insurance was through a broker until last night when I wrote me car off. Dread to think what it will be now at re-newel. (Was not my Carlton)

[blippi]

My Insurance was through a broker until last night when I wrote me car off. Dread to think what it will be now at re-newel. (Was not my Carlton)

soz to hear that m8 but look on the bright side

(Was not my Carlton)

 

[carltonman]

Going to put my BMW on the road and use the insurance money to get the Silver GSI running (hopefully)

[DAZ]

mines 512 TPFT whith 3 years no claims 2.0cdx

[Matt]

You don't wanna know what mine is.

I'm 25
I drive a group 16 car
I've been banned for 6 months

But:
I have 3 years NCB
I am limited to 10,000 miles a year (don't laugh, they can't prove a thing )
I'm on TPFT

With Tesco (about the only ones who would actually insure me)

It is within 3 figures.........

[GSI24VBONES]

have you tryed ELEPHANT.CO.UK
32 yrs old
5 yrs NCB
H reg 24V
£212 TPFT
+wife can drive it ( i don't think so !)

[HMK]

Ah, Bootie3367...........Good to see another GEM member.

I think I'm right in saying that the 'GEM Motoring Assist' breakdown cover is the only cover available that will take you & your car back to your own home from anywhere in the uk, & not to the nearest garage. If you're like me & do ALL your own repairs, then this is the only breakdown cover that fits the bill. They have a 24 hour help line with contacts to a country wide recovery service, but you are also free to chose your own recovery firm if you so wish. They are, as Bootie says, very quick in paying by return of post. My brother & I have been with them for years, I have never needed to use the service (yet), but my brother has used them a couple of times with no problems. If you use your own friendly, local recovery firm, they will often wait till you get the cheque through so that you don't need to pay 'up front' first. There is also the bonus of an excellent quarterly motoring magazine that comes with this - my January - March 06 edition came through my door thismorning

Insurance; My last renewal was £210 Fully comp, but with £120 voluntary excess (this brings it down on an old car), & depending on which Carlton I want to run for a while I just ring them & they swap the details over for no extra charge. If I had wanted to have both Carltons insured at the same time, then it would have cost an extra £218 for a second policy for a year - Norwich Union, btw.

The problem comes when you have a 'modified' car - such as a different engine fitted (as I found out a few years back with an old Jag). Engineers report required & all that........but that's another story.